Paying for Your Cardiology Care | Self-Pay & Private Insurance

At The National Heart Clinic, we understand that navigating the costs of cardiology care can be confusing. Whether you are paying directly or using private health insurance, our goal is to make the process simple and transparent.  

THE NATIONAL HEART CLINIC

+44 7535 984 305

Self-pay Cardiology Care


Choosing the self-pay option allows you to access specialist cardiology care quickly and conveniently. You can schedule your consultations, diagnostic tests, and treatments without waiting for your insurance provider’s approval. 

Dr. Francesco Lo Monaco Meeting With Patient

How it works?

Book Your Appointment

Select a time that suits you with one of our cardiologists.

Receive a Detailed Estimate

We provide complete information on the charges for your consultation, tests, and procedures.

Secure Your Payment

Pay the fee for your appointment, diagnostic tests, scans, or treatment.

Attend Your Consultation:

Proceed with your consultation and any recommended tests.

Advantages of Self-Pay:

  • Rapid access to appointments
  • Transparent pricing with no hidden fees
  • Flexibility to schedule tests and follow-ups
  • No insurer approvals required

Private Health Insurance


If you have private medical insurance, your policy may cover part or all of your cardiology care. The National Heart Clinic collaborates with most major UK insurers, making the process seamless for insured patients.

How it works?

  • Contact your insurer to obtain pre-authorisation before your appointment.
  • Our team will assist you in understanding which services are covered in your insurance plan and what portion of the fees you may need to pay.
  • We bill your insurer directly for covered services.

Services Usually Covered

  • Specialist cardiology consultations
  • Diagnostic tests and cardiac scans
  • Certain outpatient procedures and daycare interventions

Choosing Between Self-Pay and Private Insurance

For patients seeking quick access to appointments and transparent pricing, self-pay is a convenient choice. You can schedule consultations and any recommended tests immediately, without waiting for insurance approval. On the other hand, private health insurance helps manage costs by covering part or all of the fees for consultations, tests, and treatments, making care more affordable and hassle-free. 

Faqs

Yes, our team informs you about your consultation fee and gives a clear estimate for any diagnostic tests or treatments before your appointment. 

If you are self-paying, you will pay for your appointment in advance, and our team will guide you through the process. For private insurance, you will provide a pre-authorization code to book your appointment. 

The National Heart Clinic accepts most major UK private health insurers, including Bupa, AXA Health, Aviva, and VitalityHealth. Our team can also help confirm your coverage if needed. 

Private health insurance often covers initial and follow-up consultations, diagnostic tests, scans, and certain outpatient procedures. Coverage varies by policy, so it is important to check with your insurer which services, consultants, or clinics are included in your plan. 

Get in Touch

Our team is always here to guide you through every step of your healthcare journey. We provide complete details on your self-pay and insured payment options, check insurance eligibility, and provide clear information on the costs of consultations, tests, and treatments.